Straightforward private lending.
Mortgage financing for construction projects and short term loans including second & third mortgages.
If your financial situation is "complicated", consider the many alternative lending options available to you. Here's the plan.
Get started right away
The best place to start is to connect with us directly. We'll want to assess your credit situation and put a plan together to move forward. There are many alternative lenders who want to work with someone like you. Let's get you there!
Consider your options
While we all like to get the best terms available, sometimes there are reasons we don't quite fit in the standard banking system. Let's look at all your options and put a plan together to accomplish your goals.
Develop a plan
Private lending isn't meant to be a long term solution. Instead, it meets an immediate need and shouldn't be relied on long term. Let's look at your needs holistically and work towards a long term solution.
Consider private lending to meet your immediate needs while you build a plan for the future. Let's do this together.
Resources to help you navigate mortgage financing and private lending.
What is a Second Mortgage?
A second mortgage can be an excellent tool that allows you to access some of your home equity without breaking your first mortgage. Learn more about how a second mortgage can be beneficial here.
Alternative Lending Provides You With Options
Alternative lending provides you with mortgage options that fall outside the normal banking channels. Learn more about the choices you have available to you.
Getting a Mortgage After Bankruptcy
If you’ve been through a bankruptcy or consumer proposal, there are several questions lenders will ask you regarding your financial situation. They'll want to know how long you’ve been discharged, if you’ve established new credit, how much money you have for a downpayment, and how much you make compared to how much you want to borrow.
Reposition Your Debts Through Mortgage Financing
If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts you may have.
Credit and Mortgage Financing
Credit is the ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the future. When you borrow money to buy a property, you’ll be required to prove that you have a good history of managing your credit.
How to Handle Missed Payments
If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, here’s the plan for you to follow.
For access to all your private lending options, please connect anytime. It would be a pleasure to work with you.
Send a Message
Send A Message
Contact Information
Wyatt Tunnicliffe | Gold Financial Services Mortgage Group
#201 - 46126 Yale Road
Chilliwack, BC V2P 0J6
